Humaniq (HMQ)
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Description
Humaniq is a decentralized application created on the Ethereum blockchain to deliver banking tools to the roughly two bln global inhabitants without access to more traditional institutions using the biometric technology as a anti-sybil measure. The dapp is to be made available for smartphones, making it globally accessible. HMQ is an Ethereum-based token that will be used for all operations within the network and will also be distributed to users through bounty and referral programs.
More than 2 billion people have zero access to financial services and are classified as unbanked people, according to the 2014 World Economic Forum report. It is interesting to note that more and more people from the “unbanked” section are using mobile phones. That’s where the business potential remains. Humaniq wants to capitalize on this widespread access to mobile phones and merge it with a blockchain concept to present its financial services.
Humaniq - The Basics
- Humaniq is a banking application based on blockchain technology, available to both Android and iOS users. Its blockchain and biometric recognition-based mobile application is aimed at opening the banking world to a whole new generation of the unbanked population.
- Functioning on the Ethereum blockchain, it offers core banking operations along with third party service availability. These services are offered in the form of peer to peer lending, data security, loans, and more.
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